The Affordable Care Act (ACA), also known as Obamacare, has transformed the way Americans access health insurance. Whether you’re an individual, family, or self-employed, ACA plans provide comprehensive coverage, protect those with pre-existing conditions, and often include financial assistance to make healthcare more affordable
At Simbia, we make it easy to understand how ACA health insurance works, compare plan options, and determine if you qualify for subsidies or a Special Enrollment Period (SEP). Whether you need new coverage or are exploring your options, we’re here to help you find the best plan.
Get Started!The Affordable Care Act (ACA) is a healthcare reform law designed to make health insurance more accessible and affordable for individuals and families. The ACA introduced new consumer protections, financial assistance, and standardized benefits across all plans.
ACA plans are categorized into four metal tiers: Bronze, Silver, Gold, and Platinum. Each tier differs in cost-sharing between you and your insurance provider.
Your zip code helps to identify your location and can assist in providing you with a personalized experience.
It is important to provide accurate and complete information to ensure that your request is processed in a timely and efficient manner.
It is important to double-check your information before hitting submit to ensure that your zip code is accurate.
Enrollment in ACA health insurance is limited to specific periods unless you qualify for a Special Enrollment Period (SEP).
If you miss Open Enrollment, you may still qualify for ACA coverage if you experience one of the following life-changing events:
One of the most significant benefits of ACA health insurance is the financial assistance available to lower your healthcare costs. The ACA offers two main types of subsidies:
If you don’t qualify for ACA coverage due to income level, immigration status, or another reason, there are alternative options:
Navigating ACA health insurance can be confusing and time-consuming, but Simbia makes it simple. Here’s how we help:
Licensed agents will go over available plans so you can choose the best option for your budget and healthcare needs.
Many people are eligible for lower-cost ACA plans, and we’ll check if you qualify for premium tax credits or cost-sharing reductions.
Skip the hassle—we’ll guide you through quick and simple enrollment, ensuring you get covered fast.
Whether you have questions about coverage, subsidies, or renewals, our experts are here to assist you every step of the way.
The Affordable Care Act ensures that everyone has access to quality healthcare, but finding the right plan can feel overwhelming. At Simbia, we simplify the process, helping you secure affordable, comprehensive coverage that fits your needs.
At Simbia, we’re committed to helping individuals and families find affordable, high-quality health insurance through the ACA. Let’s get started today!
Your insurance should not only fit your budget, but it should also give you as much coverage and offer flexible payment terms. It is rather hard to find plans that offer all of those. With us, we are going to make sure you get the best coverage at the best price.
Similar to when you shop online or otherwise, you always have options and it's you who's going to make the final call. It is advised to do some research and read through the agreement prior to signing the papers. Note that health insurance is not a simple purchase, but it's a commitment to your health and your family's health.
Be wise and always keep your options open. There are plenty of options and offerings out there. Be diligent, compare the terms and prices, ask your family and friends if they have some good recommendations. If possible, discuss with a licensed healthcare agent to make sure you get the best deals.
There are tons of health insurance agencies and networks who would want to do business with you. It is advised to go with reputable ones, to make sure you get the most out of your investment and that you won’t get ripped off.